Medical Equipment

Equipment Financing

Upgrade Your Hospital with
Advanced Technology.

Stay at the forefront of medical excellence. We provide 100% financing for diagnostic, surgical, and therapeutic medical equipment.

Overview

Arogya Capital provides flexible Equipment Financing solutions to help hospitals and clinics invest in modern medical equipment without financial strain. From diagnostic machines to surgical equipment, we offer comprehensive financing options tailored for healthcare technology investments.

Our equipment financing solutions are designed to keep pace with rapidly evolving medical technology, ensuring healthcare providers can access the latest equipment while maintaining financial stability.

We work with leading medical equipment manufacturers and understand the specific requirements of different specialties, providing customized financing solutions that match your equipment needs and budget constraints.

Medical Equipment Financing
100%
Equipment Cost

Key Features

Advanced financing solutions for medical technology

All medical equipment

Diagnostic, surgical, and therapy equipment

Quick approvals

Fast processing within 3-5 working days

Flexible repayment

Customized EMI options and tenures

Competitive rates

Attractive interest rates from 10.5%

Manufacturer tie-ups

Direct partnerships with equipment suppliers

Technology upgrades

Financing for equipment replacement

Benefits

Why choose equipment financing for your medical practice

Advanced Technology Access

Latest medical equipment without large capital investment

Cost Optimization

Tax benefits and preserved working capital

Enhanced Patient Care

Better diagnostic accuracy and treatment outcomes

Operational Efficiency

Streamlined workflows and increased productivity

Flexible Financing

Customized repayment schedules matching revenue cycles

Competitive Advantage

Stay ahead with modern medical technology

Medical Equipment

Eligibility

Who can apply for equipment financing

Healthcare Providers

Hospitals and multi-specialty clinics
Diagnostic centers and pathology labs
Dental clinics and specialty centers
Nursing homes and elderly care facilities
Medical colleges and training institutions

Business Criteria

Individual practitioners and medical professionals
Healthcare startups and new establishments
Existing healthcare businesses expanding services
Minimum business vintage: 6 months
Equipment value: Minimum ₹1 lakh to ₹5 crores

Equipment Types

Diagnostic equipment (MRI, CT, X-ray)
Surgical and operation theater equipment
Laboratory and pathology equipment
Dental chairs and equipment
Medical furniture and hospital beds
Therapy and rehabilitation equipment
Equipment Financing Eligibility

Documents Required

Complete documentation for smooth loan processing

Equipment Quotation

Detailed quote from authorized supplier

KYC Documents

PAN Card, Aadhaar, address proof

Business Proof

Registration certificate, GST details

Financial Documents

Bank statements, tax returns

Medical License

Registration certificates, permits

Property Documents

Clinic/hospital ownership proof

Technical Specifications

Equipment details and requirements

Proforma Invoice

Purchase order and payment terms

Equipment Warranty

Manufacturer warranty and service agreements

Application Process

Simple 4-step process to finance your medical equipment

1

Equipment Selection

Choose equipment and get quotation

2

Application Submission

Submit loan application with documents

3

Approval Process

Technical and financial verification

4

Equipment Delivery

Fund disbursement and equipment setup

Frequently Asked Questions

We offer comprehensive healthcare financing solutions including hospital property mortgages, medical equipment loans, project finance for new constructions, purchase financing for existing properties, and takeover loans for refinancing existing debt.

Our minimum loan amount starts from ₹1 crore for most healthcare financing solutions. For medical equipment financing, we offer loans starting from ₹10 lakhs depending on the equipment type and requirements.

Our streamlined process typically takes 7-15 working days for approval, depending on the loan type and documentation completeness. Medical equipment loans can be processed in as little as 3-5 working days.

Required documents include business registration, financial statements, property documents, medical licenses, project reports (for new projects), and personal KYC documents. The exact requirements vary by loan type.

Yes, we specialize in project finance for new hospital constructions, expansions, and healthcare infrastructure development. We offer end-to-end financing from land acquisition to operational phase.

Loan tenure varies by product: up to 15 years for mortgages, up to 20 years for project finance, and up to 7 years for equipment financing. Tenure is determined based on cash flow projections and project viability.