Hospital Financing
You Can Count On.
We specialize in high-value loans above 1 Crore, delivering excellence to ensure your healthcare vision reaches its destination safely and on time.
About Us
Your Strategic Partner
Arogya Capital is a specialized funding advisory firm focused on providing high-value loans above 1 Crore for hospitals, medical colleges, and healthcare institutions across India.
- Healthcare Property Specialist
- Loan Solutions Above 1 Crore
- PAN India Service Network
- Tie-ups with Top Banks & NBFCs
- No Upfront or Advance Fees
- End-to-End Disbursement Support
OUR
SOLUTIONS
Comprehensive financing solutions designed exclusively for healthcare institutions, from clinics to multi-specialty hospitals.
Mortgage Loan (LAP)
Unlock the hidden value of your hospital property to fund expansion, upgrade machinery, or manage working capital with ease.
Purchase Loan
Acquire new space for clinic expansion or build your medical empire with specialized property purchase loans for doctors and institutions.
Takeover / BT
Don't let high interest rates bleed your hospital's cash flow. Transfer your existing loan to a more affordable lender with a top-up facility.
Project Finance
From basic clinics to multi-specialty hospitals, we provide institutional funding for construction, architectural setup, and medical equipment.
Factors for Quick Loan Approval
To get fast approval and disbursement, these are the most important factors we help you structure and present to lenders.
Strong Financial Profile
- Min. CIBIL Score: 700+
- Clean banking (no cheque bounce)
- Proper ITR & audited Balance Sheet (3yrs)
Proper Project Structuring
- Detailed DPR (Project Report)
- Clear cost breakup (land/const/equip)
- Revenue projections (OPD/IPD capacity)
Clear Property Title
- Clear ownership documents
- No legal disputes
- Proper approvals (NA, building plan)
Product Selection
- LAP / Project Loan / Equipment Loan
- Choose lender based on project type
- Avoid wrong product delays
Banking Channel Selection
- Govt Bank (Lower rate, slower)
- Private Bank (Faster processing)
- NBFC (Quick disbursal, flexible)
Complete Documentation
- No pending documents
- Proper CMA data (for large loans)
- Doctor qualification proof mandatory
Required Paperwork
Standard Documentation List
Below is the standard list of documents required for Mortgage, Purchase, Takeover, and Project Loans for hospital properties.
KYC Documents
Our Vision
To be the primary catalyst in modernizing India's healthcare infrastructure by making capital accessible, affordable, and intelligently structured for every medical visionary.
Our Mission
To simplify complex financial landscapes through specialized expertise, transparent processes, and a patient-first approach to institutional lending and debt management.
The Arogya
Advantage
We don't just provide capital; we provide specialized financial intelligence that drives sustainable growth for hospitals across India.
We operate on a purely results-driven model. No advance payments or processing fees—our success fee is strictly post-sanction.
Deep Niche Focus
Unlike general banks, we understand hospital EBITDA, patient walk-ins, and medical machinery life-cycles.
Zero Hidden Costs
A purely success-based fee model with absolutely no upfront processing charges for your evaluation.
Lender Ecosystem
Direct tie-ups with Govt Banks, Private Banks, and niche healthcare NBFCs for the best interest rates.
End-to-End Support
From CMA data preparation to final disbursement, we manage the entire complexity for you.
Tie-ups with Top Banks & NBFCs
Government Banks
Best for high-value loans above 1Cr with competitive rates. Specialized schemes like Union Ayushman & IB Doctor Plus.
Private Banks
Expertise in fast processing and flexible loan quantities. Strong for medical equipment and working capital needs.
Leading NBFCs
Fastest approval and flexible documentation. Best for quick sanction and project expansion cases.
Frequently Asked Questions
We offer comprehensive healthcare financing solutions including hospital property mortgages, medical equipment loans, project finance for new constructions, purchase financing for existing properties, and takeover loans for refinancing existing debt.
Our minimum loan amount starts from ₹1 crore for most healthcare financing solutions. For medical equipment financing, we offer loans starting from ₹10 lakhs depending on the equipment type and requirements.
Our streamlined process typically takes 7-15 working days for approval, depending on the loan type and documentation completeness. Medical equipment loans can be processed in as little as 3-5 working days.
Required documents include business registration, financial statements, property documents, medical licenses, project reports (for new projects), and personal KYC documents. The exact requirements vary by loan type.
Yes, we specialize in project finance for new hospital constructions, expansions, and healthcare infrastructure development. We offer end-to-end financing from land acquisition to operational phase.
Loan tenure varies by product: up to 15 years for mortgages, up to 20 years for project finance, and up to 7 years for equipment financing. Tenure is determined based on cash flow projections and project viability.